DIVERSIFYING YOUR INCOME.
It is no longer news that anyone who desires financial independence must have multiple streams of income. No one can afford to rely solely on a source of income because when that source fails like they often do, the budget and plans for that month go down the drain. No matter how long you have worked in a firm or how highly placed you are, losing your job is still a possibility, one that should be taken with utmost seriousness. What happens when the unthinkable happens? You lose your job for whatever reason, maybe due to a market downturn, or pandemic like the case of COVID 19, or just because you refused to sleep with your new boss. What happens? Will your kids get driven out of school or you have a contingency plan in place to keep you on your feet until you can run again. It is a laughable idea for anyone to keep all his eggs in the Civil Service basket and we all know why. I know of a state in my favourite black country that owes its workers eight months salary. It sadde...